Terms & Conditions

This policy contains the practices and procedures we follow in relation to the collection, processing and use of your information that you provide to us while using our website, in accordance with the provisions of the Information Technology Act, 2015 and the rules notified thereunder including the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information), Rules 2015.
Prior to using this website, kindly read the privacy policy carefully and if you do not agree to the terms of this policy, please refrain from accessing the website. This policy is an integral part of the User Agreement and shall be deemed to be incorporated therein by reference. By accessing the website or using the website: (i) you agree to be bound by this privacy policy; and (ii) you consent to the use, collection, processing, storage and sharing of your data in the manner specified herein
In this policy, the term ‘website’ refers to  www.saphalyainvestment.com;
 the terms ‘we’ or ‘our’ or ‘us’ refer to Saphalya investment capital Private Limited (Saphalya)the company owning and managing the website; and the term ‘you’ or ‘your’ refers to the user who uses our website for himself / herself or is validly authorized on behalf of any other person to use and access our website for benefit of such other person. In the event you are accessing or using this website on behalf of some other person, we shall assume that you are duly authorized by such person to share their information with us and we shall not independently verify the veracity of your authorization. In the event you do not have sufficient authorization to share such information with us, you shall be solely responsible for your acts and omissions including sharing of information with us by you.
Any part of this privacy policy can be changed without any notice to you. The updated policy shall be posted on the website so that it is always available to you; however, in case of substantial changes to the policy, we shall notify you in accordance with applicable laws through your email id provided to us.
What information do we collect?
When you access our website, information relating to you which assists in identifying you is collected by us, which includes:
•Your name, date of birth, address, gender, e-mail address, telephone or mobile number, age, internet protocol address and any other personal information through which you can be identified
•Any other information provided to us at the time of registration on our website.
•Any information made available to us by your usage of this website including your comments, feedback etc.
When you log in to our website or sign in to your account on our website using a third party interface (your google account, facebook account etc.), we collect the information as allowed by such third party. For more information on how much data and information is shared by such third parties with us, please refer to their respective privacy policies or their terms on data sharing.
How do we use the information collected?
We shall use the collected data and information for the following purposes-
•To provide you with the relevant services as per the terms and conditions of this website, upon the creation of your account / registration with our website;
•To complete your KYC and related verification which is relevant for us to provide you with our services;
•To improve user experience and quality of our services based upon your preferences etc. including improving the quality and content of the website;
•To send messages, alerts and any other promotional information to you regarding our services and related matters including any surveys, feedback forms, etc. including sending of promotional messages, information regarding the investment opportunities etc. through WhatsApp;
•To share information with governmental agencies pursuant to lawful requests for information as required under any law applicable in Nepal and outside Nepal;
•To enforce the terms of this policy or to defend ourselves or our employees / agents in legal proceedings;
•To share information with our employees, third party service providers etc. on a need to know basis for purposes of customer support or to resolve your queries /feedback or to enhance the quality of user experience for you;
•To review website insights and performance without identifying you;
•To perform our obligations and to enforce our rights that arise out of any agreement between you and us.
•To undertake data usage for remarketing/retargeting and conversion tracking.
How long will we be storing your Data?
We shall store your data: (i) no longer than necessary for the purposes for which the personal information is received and processed; and (ii) in accordance with applicable laws.
Acknowledgement
If you visit any third party websites or links that may be available on the website, please note that the use and collection of your data will be governed by such third party’s privacy policy and we shall not be liable in any manner whatsoever for use and processing of such data by third parties.
By agreeing to this policy, you also agree to not host, store, transmit, display, upload, modify, share or publish, on our website or any such platform (e-mail groups etc) which you are a part of, by virtue of accessing or using the website or by virtue of using our products or by availing our services, any information that
•belongs to another person and to which the user does not have any right;
•is defamatory, obscene, pornographic, paedophilic, invasive of another’s privacy, including bodily privacy, insulting or harassing on the basis of gender, libellous, racially or ethnically objectionable, relating or encouraging money laundering or gambling, or otherwise inconsistent with or contrary to the laws in force;
•is harmful to child;
•infringes any patent, trademark, copyright or other proprietary rights;
•violates any law for the time being in force;
•deceives or misleads the addressee about the origin of the message or knowingly and intentionally communicates any information which is patently false or misleading in nature but may reasonably be perceived as a fact;
•impersonates another person;
•threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign States, or public order, or causes incitement to the commission of any cognisable offence or prevents investigation of any offence or is insulting other nation;
•contains software virus or any other computer code, file or program designed to interrupt, destroy or limit the functionality of any computer resource;
•is patently false and untrue, and is written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person.
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